Welcome to worry free financing from Navitas Credit Corp. We make acquiring your equipment simple and convenient. Just follow these five easy steps.

		Complete your online Express Credit Application.
		In two hours or less you will receive a credit decision from us.
		Once your company is approved, we will send you pre-populated documents for you to sign.
		Simply email or fax your signed paperwork and your Certified Financing Professional will review and update you. Please include your advance payment when required.
		Once we confirm your equipment has been delivered, we commence the lease.

Financing Plans At-A-Glance

The end of lease purchase option you choose should be dependent upon the type of equipment, cash flow needs and the financial and/or tax treatment you are trying to achieve. Navitas provides a variety of plans designed to meet almost any procurement strategy.

Fair Market Value Lease — This plan offers you the most flexibility of any of our financing programs. Most companies opt for this strategy when they are concerned about the obsolescence of the equipment they are purchasing. At the end of the lease term which can range from 24 to 60 months, you have the option of purchasing the equipment at its then fair market value, returning the equipment or continuing to finance for an extended term.

$1.00 Buy Out — If you are confident that you will want to keep the equipment at the end of the lease term many companies opt for this plan. Once the lease term expires you can simply purchase the equipment for one dollar. Terms can range from 24 to 60 months, require one payment in advance. You have the flexibility to add additional equipment during the term or upgrade to new equipment at any time.

Custom Plans — We can build payment plans that match the way you do business. Share with us your budgeting goals and your Navitas Tech-Services Finance Program Certified Financing Professional will create a monthly payment schedule that’s right for you.

Seasonal Plans — If your business has high and low selling seasons, we can customize a repayment plan that exactly matches your cash flow cycles.

As a business you have many purchasing options available to you when it comes to acquiring equipment. Equipment financing provides many advantages and benefits that need to be considered before you utilize your cash, bank lines or credit cards. Here’s why more and more businesses are choosing financing as their preferred purchasing strategy:

Preserve Your Cash — In a growing business, maintaining adequate levels of working capital is critical. Lease financing provides capital for equipment so that cash can be used for your critical operating needs.

It's More Convenient — Equipment costs up to $75,000 can be approved in minutes with only an application. No financial statements; no need to visit your bank’s branch office; no long wait.

Get Tax Benefits — Depending on the structure of the lease and your company’s tax position, you can deduct the full monthly lease payment against taxable income. A lease does not contribute to AMT exposure.

100% Fixed Rate Financing — Banks generally require a down payment and force you to open a checking account as well as maintain a minimum balance. Commercial bank loans are also generally priced over the Prime Rate, which can fluctuate during the term of the loan. Equipment financing requires minimal money down and offers you a fixed rate for the entire term of the contract, making it easier for you to budget your equipment expenses.

All-In-One Financing — You can finance your equipment cost, shipping, service and supplies all with one low monthly payment.

It's Fast — Once you submit your credit application, in most cases you will know in less than two hours if you're approved.

It's Affordable — We can design a monthly payment plan to meet almost any budgetary need. Many of our plans do not even require any money down.