VLMG understands the many challenges facing the DME market today. We know that even the companies with the best credit profiles struggle with these issues every day:

• Medicare reimbursement takes longer and is more difficult.
• Collateral is not available for repossession in the event of default.
• HIPPA regulations make tracking equipment location almost impossible.
• Companies that rent and sell Durable Medical Equipment need a constant source of funds for inventory despite being highly leveraged and often having what is not traditionally looked at as “good” credit.

Our Unique Strategy:
When companies are not financially strong, or have been in business for less than 3 years, we mitigate these risk factors by keeping the term of the contract to 36 months or less, and collecting additional advance payments.

This strategy allows us to approve a higher percentage of transactions than other lenders in the market. It has also proven to decrease the number of defaults which protects VLMG and our partners from undue risk.