Credit Philosophy
Our credit philosophy is a cornerstone of our business. It is what differentiates VLMG from our competitors and helped us to remain a viable vendor financing resource since our founding in 1990. We take the time to look at each transaction that is not initially approved, and work to find a way to structure a proposal based on the risk factors involved. This creativity and flexibility allows VLMG to offer approval on over 90% of the transactions we review.
Our Unique Approach
Key to this philosophy: our ability to make all of our credit decisions in-house using our many years of experience. We do not believe in mitigating credit risk with very high interest rates as other lenders do.
Our preference: offering a shorter contract term with a down payment, while keeping our interest rates at a moderate level.
Our creative and flexible approach to credit in Test and Measurement, Durable Medical Equipment and others, can be applied to most industries. To learn more click on the links below…
